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In Network

At Positive Minds Therapy LCSW, we strive to make mental health care accessible and affordable for everyone. Below you’ll find information regarding the insurance plans we accept, as well as other payment options available to our clients.

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Insurance Plans Accepted

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We currently accept the following health insurance plans in-network or out-of-network:

  • Aetna 

  • Anthem

  • Blue Cross Blue Shield

  • Carelon

  • Empire NYSHIP

  • Multiplan

  • Northwell Direct

  • Oscar

  • Oxford

  • UMR

  • United Healthcare

 

 *We do not accept SSI Medicaid or Medicare—see info under Private Payment Options

 

If your insurance provider is not listed, we encourage you to contact our office, as we may be able to work with your plan on an out-of-network basis. We also provide documentation to submit for potential reimbursement if your plan offers out-of-network benefits.

Copays and deductibles for our services ranged based on your coverage.

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Out Of Network

Usually, you can get 50% - 80% of your care paid for once your deductible is met if your out-of-network benefits apply. Your deductible will depend on your plan with your insurance company. We can inquire about this information from your insurance company with some minor information on your behalf.

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As a courtesy, we also complete and submit the insurance claim on your behalf after each session to help you get this money easily reimbursed. 

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We can provide you with a Super Bill to submit to your insurance company if need be.

  • For those without insurance or preferring not to use insurance, we offer the following payment options:

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    Private Fee Schedule

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    Individual Session

    • 45-minutes--$150

    • 60-minutes--$200​​

     

    Couples or Family Session​​​

    • 45-minutes—$175

    • 60-minutes—$225

    • 90 minutes—$300

     

     

    • Private Pay: We accept cash, credit, and debit cards. Payment is due at the time of service.

    • Sliding Scale: A sliding scale fee structure is available based on financial need. Please contact us for more details.

    • Health Savings Accounts (HSA) / Flexible Spending Accounts (FSA): We accept HSA and FSA cards for payment.

  • If you have insurance and do not show up for your scheduled therapy appointment, and you have not notified your therapist at least 24 hours in advance, you will be required to pay $100 for the session. If you are self pay, you will be required to pay the full cost of the full session.

  • We do not accept coverage from Advantage, Medicaid Managed Care, Medicaid, and Health First plans including NYS Child Health Plus.

     

    Clients with these insurance plans are responsible for the full session fees on a self-pay basis. 

     

    Due to federal Centers for Medicare and Medicaid Services regulations, neither the client nor Positive Minds Therapy LCSW can submit claims for Positive Minds Therapy LCSW services to these insurances for reimbursement. 

  • If we do not accept your insurance, you may still be able to see a therapist on an out-of-network basis. We will provide you with a superbill that you can submit to your insurance company for potential reimbursement.

  • Yes, we offer a sliding scale fee structure for clients who may need financial assistance. Please discuss this option with us directly.

  • We will contact your insurance provider directly to verify your mental health coverage, including any copays, deductibles, or session limits.

  • Yes, we accept Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) cards for payment.

  • For any questions regarding insurance, payment options, or to verify your

    coverage, please contact the Clinic Director at:

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